Business Loan

At Coventry U Finance Pvt. Ltd., we believe your business deserves the freedom to grow, expand, and innovate without being held back by financial constraints. Our business loan solutions provide the funding you need to achieve your goals, whether you are a startup, an established company, or a small business owner.
Our business loans are designed with flexibility, transparency, and speed in mind, giving you the confidence to invest in your future.

Why Choose Our Business Loans?

Competitive Interest Rates
Affordable rates to help you maximise profits while managing your cash flow.
Quick Approvals & Disbursement
Minimal paperwork and streamlined processes to get you funds when you need them.
Flexible Repayment Terms
Customisable repayment schedules to suit your business’s seasonal or projected income.
Collateral & Collateral-Free Options
Secured and unsecured loans available to meet diverse business requirements.
Transparent Terms
No hidden charges or unfair clauses — everything is explained clearly, upfront.
Expert Guidance
Our experienced financial advisors will help you choose the best funding option and guide you through the process.

Types of Business Loans We Offer

Working Capital Loans
Support day-to-day operations and maintain healthy cash flow.
Term Loans
Fund long-term investments such as new equipment, plant expansion, or infrastructure.
Startup Loans
Designed for new ventures with innovative ideas and growth potential.
Equipment Financing
Purchase or upgrade machinery and tools to boost productivity.
Business Loan Balance Transfer
Shift your existing business loan to Coventry U Finance to enjoy better terms and lower rates.

Eligibility Criteria

Indian citizenship
Minimum age 21 years (for proprietors/partners/directors)
Valid business registration and proof of operations
Stable financial performance (based on ITR/bank statements)
Credit score as per loan amount and business profile

Documents Required

Identity & address proof (business owners/directors/partners)
Business registration documents
Bank statements (last 6–12 months)
Income tax returns
Financial statements (profit/loss, balance sheet)
Projected cash flow (for higher loan amounts)
Any existing loan repayment records

Key Features

Loan amounts from ₹50,000 up to ₹5 crores (or more, depending on profile)
Repayment tenure from 12 months to 84 months
Flexible repayment (monthly, quarterly, or seasonal)
Balance transfer facility for better rates
Top-up loan facility available

How to Apply?

Step 1: Discuss your funding needs with our business loan experts
Step 2: Submit your application and documents
Step 3: Quick evaluation and eligibility check
Step 4: Loan approval and disbursement directly to your account
Step 5: Invest, grow, and repay easily through flexible options

Why Business Loans Make Sense?

Preserve your working capital
Seize growth opportunities without delays
Strengthen your business’s credit profile
Access larger funds for expansion, innovation, and profitability