Gold Loan

Your gold can do more than just sit in a locker — it can power your dreams. At Coventry U Finance Pvt. Ltd., we offer fast, secure, and hassle-free gold loans to help you meet urgent financial needs without selling your precious assets.

Whether you need funds for education, medical emergencies, business expansion, or personal expenses, our gold loan solutions are flexible, transparent, and designed to get you the money you need quickly.

Why Choose Our Gold Loans?

Quick Processing
Walk in with your gold, walk out with funds — same-day approval and disbursement.
Attractive Interest Rates
Competitive rates to make your loan affordable and stress-free.
Safe & Secure
Your gold is stored in secure vaults with top-grade security and full insurance coverage.
Flexible Repayment Options
Choose repayment terms that suit your budget and cash flow, with options for bullet payment or EMIs.
Transparent Process
No hidden charges or surprise costs — you get clear terms, explained upfront.
Trusted Expertise
Our experienced advisors guide you through a smooth, professional lending process from start to finish.

How Does a Gold Loan Work?

Gold loans are secured loans, meaning you pledge your gold jewellery or coins as collateral. Based on its purity and market value, we instantly assess your gold and offer a loan amount accordingly. Once you repay the loan, your gold is returned to you in the same condition.

Eligibility Criteria

Must be 18 years or older
Own gold ornaments or coins (as per our accepted standards)
Proof of identity and address

Documents Required

Identity proof (Aadhar card, PAN card, voter ID, etc.)
Address proof
Recent passport-size photographs

Gold Loan Features

Loan amounts starting from ₹10,000 up to ₹20 lakhs (or higher, depending on evaluation)
Tenures ranging from 3 months to 24 months
Up to 75% of your gold’s current market value as loan
Complete transparency and minimal paperwork
Quick turnaround and doorstep evaluation (optional service)

Why Gold Loans Make Sense?

No need to sell your gold
Fast access to liquidity
Easy approval, even if you have no credit history
Lower interest rates compared to unsecured loans

How to Apply?

Visit our branch with your gold and documents Get your gold evaluated on the spot
Choose a loan amount and repayment plan
Sign simple paperwork and receive funds immediately